Category: Services

Shaala Siddhi

Last date to fill Self Evaluation Report in Shaala Siddhi not announced

As official information has not been received from NIEPA about last date for 2020-21 Shala Siddhi program,

Karnataka Secondary Education Examination Board (KSEEB) has informed to upload the details of Self Evaluation Report in the Dashboard till further instruction


National Programme on School Evaluation and Standards (Shaala Siddhi), It is been initiated by National Institute of Educational Planning and Administration (NIEPA), under the aegis of Union Ministry of Human Resource Development,

A major step towards comprehensive school evaluation as central to improving quality of school education in India, It visualizes ‘School Evaluation’ as the means and ‘School Improvement’ as the goal.

It refers to evaluating the individual school and its performance in a holistic and continuous manner leading to school improvement in an incremental manner.

The major objectives of NPSSE are to develop a technically sound conceptual framework, methodology, instrument, and process of school evaluation to suit the diversity of Indian schools; to develop a critical mass of human resource for adaptation and contextualization of the school evaluation framework and practices across states

A School Evaluation Dashboard e-Samiksha’ has been developed to facilitate each school to provide consolidated evaluation report, including areas prioritized for improvement. The School Evaluation Dashboard is developed both in print and digitized format.

It consist of 7 Domains : Domain 1 : Enabling resources of School: Availability, Adequacy and Usability, Domain 2 : Teaching-learning and Assessment, Domain 3 :  Learners’ Progress, Attainment and Development,

Domain 4 :  Managing Teacher Performance and Professional Development, Domain 5 :  School Leadership and Management, Domain 6 : Inclusion, Health and Safety, Domain 7 : Productive Community Participation

NOTE : School Self Evaluation is open from 12th March 2021 for the academic year 2020 – 21


Information Brochure CLICK HERE
A Programme Document CLICK HERE
Framework CLICK HERE
School Evaluation Dash Board CLICK HERE
External Evaluation Dash Board CLICK HERE
Guidelines  CLICK HERE
User Manual CLICK HERE


Domain 7


School Evaluation CLICK HERE
External Evaluation CLICK HERE


Create User CLICK HERE
Official Website CLICK HERE


User Manual CLICK HERE
Circular 2021 CLICK HERE
Domain Formats CLICK HERE
Offline Formats (KM) CLICK HERE
Offline Formats (EM) CLICK HERE
Presentation CLICK HERE


Enabling Resources of School: Availability, Adequacy and Usability

The enabling resources are critical to the effective functioning of the school. Every school requires a variety of resources for its operations– infrastructure, human resources, financial, material, etc. In a school, enabling resources are those resources which facilitate learning in comfortable, safe and stress- free surroundings. The main characteristics of school resources are accessibility and efficiency


Teaching-learning and Assessment

Teaching-learning is a key performance domain and the most important determinant of learner attainment. Effective teaching-learning results from strategic planning and the creation of an optimal learning environment. This entails designing suitable learning experiences and using a variety of teaching-learning strategies that would enhance learning.


Learners’ Progess Attainment and Development

Holistic development of the learner is the primary objective of good schooling. This encompasses development of learners in the cognitive, affective as well as psychomotor domains. The school aims to achieve this by encouraging learners to participate in all curricular areas, continuously monitoring their progress over a period of time. 


Managing Teacher Performance and Professional Development

Teacher performance management is the mainstay of quality education. It is a continuous process of identifying teacher potential, and developing their skills, through a systematic approach to performance review and capacity building programmes. It necessitates appropriate induction of newly recruited teachers, orienting them to the school, as well as the learners’ profile and context.


School Leadership and Management

Effective school leadership and management play a significant role in providing quality education. School leadership goes beyond administrative and managerial responsibilities to include proactive practices for school transformation. It includes developing a vision for a school and aligning all planning to it so as to improve the performance of the learners.


Inclusion, Health and Safety

The idea that ‘all children can learn’ forms the underlying basis for ‘universalization’ of education. The RTE Act further lends credibility to this notion that all children can learn irrespective of their gender, caste, socioeconomic background, etc. This necessitates inclusion of children with diverse backgrounds into the ambit of schooling. Inclusion not only means ‘including all’, but also providing equal opportunity to every child, thereby following the principles of equity


Productive Community Participation

The term ‘community’ refers to members of the school management committee, teachers, learners, parents/ guardians, local residents, associated cultural organizations and NGOs. Working together with community members is critical to school development. The school needs the support of the community for achieving its objectives and providing quality education to its learners. 

Reverse Mortgage Scheme


In brief a reverse mortgage is a mortgage loan, which is obtained by a residential property that enables the borrower to access the unliable value of the property.Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home.

A reverse mortgage doesn’t require the homeowner to make any loan payments unlike a forward mortgage which is used to buy a this scheme the entire loan balance becomes due and payable when the borrower dies, moves away permanently or sells the home.

Federal regulations require lenders to structure the transaction so the loan amount doesn’t exceed the home’s value and the borrower or borrower’s estate won’t be held responsible for paying the difference if the loan balance does become larger than the home’s value. One way this could happen is through a drop in the home’s market value; another is if the borrower lives a long time.

With a reverse mortgage,the lender makes payments to the homeowner instead of the homeowner making payments to the lender. The house owner can decide how to receive these payments and only pays interest on the proceeds received. The interest is rolled into the loan balance so the house owner doesn’t pay anything up front. The house owner also keeps the title to the home. Over the loan’s life, the homeowner’s debt increases and home equity decreases.

As with a forward mortgage, the home is the collateral for a reverse mortgage. When the homeowner moves or dies, the proceeds from the home’s sale go to the lender to repay the reverse mortgage’s principal, interest, mortgage insurance, and fees. Any sale proceeds beyond what was borrowed go to the house owner (if he or she is still living) or the house owner’s estate (if the homeowner has died). In some cases, the successors may choose to pay off the mortgage so they can keep the home.

Reverse mortgage are non-taxable. While they might feel like income to the house owner, the IRS considers the money to be a loan advance.

Purpose of the Loan:
On regular basis, providing financial support to the senior citizens for the purpose of

  • Upgradation, renovation and extension of residential property.
  • For uses associated with home improvement, maintenance/ insurance of residential property,
  • Medical, family emergency expenditure, for supplementing pension/other income, meeting any other genuine need other than for speculative, trading and business purposes.

Loan Amount:

Applicant can avail up to Rs 2 Cr. (Subjected to market value of residential property as assessed by the bank, age of the applicant and prevalent Interest rate.).

Eligibility norms for Reverse Mortgage Loan

  • Applicant should be Citizen of India and aged 60 years.
  • Married couples will be eligible as joint borrowers for financial assistance, provided that at least one of them is above 60 years of age and the other not below 55 years of age.
  • Should be the owner of a self- acquired/ inherited, self-occupied residential property (house or flat) located in India, with clear title indicating the prospective borrower’s ownership of the property and should be free from any obstruction.

Loan Duration:
Loan can last up to 20 years maximum.

Repayment of Reverse Mortgage Loan:
After death of the last surviving borrower/spouse, outstanding loan (Principal + Interest) amount shall become due and payable six months later or the borrower permanently moved out to Old age homes or to an institution or to relatives.

Mode of disbursement:
Any or a combination of following,

  • Periodic Payments. (Monthly, Quarterly, Half yearly, annual). (Maximum monthly payment is capped at Rs. 50,000)
  • Payment of Lump sum amount (restricted to 50% of the total eligible amount of loan subjected to maximum cap of Rs. 15 Lakhs).


By the way of Registered Mortgage of self-acquired / self-occupied residential property in favour of the Bank ,the loan shall be secured. Commercial property will not be eligible for Reverse Mortgage Loan.

Pros and Cons

Once citizen becomes 62 year or older when your home equity is your biggest asset and you don’t have another way to get enough money to meet your basic living expenses a reverse mortgage can be a good way to get cash. As long as you keep up with property taxes, maintenance, and insurance,a reverse mortgage allows you to keep living in your home and don’t need to move into a nursing home or assisted living facility for more than a year.

However, taking out a reverse mortgage means spending a significant amount of the equity you’ve accumulated on interest and loan fees.  It also means you likely won’t be able to pass your home down to your successors. If a reverse mortgage doesn’t provide a long-term solution to your financial problems, only a short-term one, it may not be worth the sacrifice. 

Once house owner is passed away the lender won’t be having right to stay in home in case of reverse mortgage. One more problem is some borrowers run into with reverse mortgages is outliving the mortgage proceeds.

If you pick a payment plan that doesn’t provide a lifetime income, such as a lump sum or term plan, or if you take out a line of credit and use it all up, you might not have any money left when you need it.

Varishta Mediclaim policy


A health insurance plan designed to make the life of senior citizens easier is The Varistha Mediclaim Policy. This scheme is applicable for the citizens who are aged about 60-80 and they can avail the insurance and the policy period is for a year.

After the 30 days of enrollment the policy gets activated. By covering many range of diseases the policy has many benefits and also provides coverage for pre and post hospitalisation period.

The insurance provides a cover of Rs 1,00,000 for hospitalization and Rs 2,00,000 for critical illnesses. The plan also covers organ transplants up to a specified amount. Varistha Mediclaim Policy also provides the opportunity to use cumulative bonuses and coverage for the price of health check-ups done during the non-claim period.

An amount of 1000 Rs is covered for emergency ambulance services.This Mediclaim policy is offered by the National Insurance Company Ltd, the company allows policy renewal until the insured citizen reaches an age of 90.

The claim covers for critical illness such as coronary artery surgery, strokes, renal failure, and even cancer. The claim also gives an opportunity to cover for conditions such as paralysis and blindness on an extra premium.

Features of National Insurance Varistha Mediclaim

  • For emergency or planned hospitalization this sum assured is available.
  • The health insurance cover can be renewed for life.
  • if the applicant has been covered with any health insurance policy continuously for past 3 years No health check-up is required.
  • The policy has a great feature of rewards like cumulative bonus and free health check-up for claim free years.

Benefits of National Insurance Varistha Mediclaim

  • The policy has a provision for an optional benefit to cover critical illness like stroke, cancer, multiple sclerosis among others. The sum insured for critical illness is INR 2 lakhs and the claim is paid in a lump sum on diagnosis.
  • Pre hospitalisation cover of 30 days and post hospitalisation cover of 60 days is available in the plan.
  • Some pre-existing diseases are included in coverage after one year of claim-free renewal.
  • Pre-existing diseases like Hypertension and Diabetes can be included in coverage from the start of the policy on payment of extra premium.
  • The policy provides a free medical check-up for being enrolled in the policy for continuous 3 years. The medical check-up reimbursement amount is limited to 2% of the sum insured.
  • The policy offers a free look period of 15 days where if the policyholder is not satisfied, he/she can return the policy to the insurance company and get relevant refund amount.

Tax Benefits of National Insurance Varistha Mediclaim

The premiums for the plan can be claimed for tax deduction under Section 80D of the Income Tax Act, 1961. Please note the tax laws are subject to change from time to time and hence, it is recommended to consult a tax expert on the same.

What is Covered in National Insurance Varistha Mediclaim?

  • Hospitalisation expenses are paid till 1% of Sum Insured up to the amount of 25% of sum insured.
  • Charges incurred for surgery such as fees of the surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialists etc. are covered up to the amount of 25% of sum insured.
  • The expenses incurred for blood, oxygen, diagnostic charges, medicines, drugs, etc are covered up to the amount of 50% of Sum Insured.
  • Ambulance charges in case of emergency travel to the hospital are covered to the amount of INR 1000 for one policy year.
  • Cataract and Benign Prostatic Hyperplasia and Organ Transplant are also covered in the scope of the policy, but to a certain specified limit.

Documents required to buy National insurance varishta Mediclaim.

The applicant has to provide age proof of all the family members who will be getting covered with the health insurance policy.

Age proof 

  • Birth Certificate
  • 10th or 12th Mark sheet
  • Passport
  • Aadhar card
  • Voting ID
  • Driving License
  • PAN card etc.

Identity Proof

  • Passport
  • Aadhar card
  • Voting ID
  • Driving License
  • PAN card etc.

Address Proof

  • Electricity Bill
  • Telephone Bill
  • Ration card
  • Passport
  • Aadhar card
  • Driving License
  • Voters ID

Passport Size photos and Applicant has to undergo required medical tests to enroll in the plan

Electoral Literacy Club

Registration of ELC  

The Schools who have not yet registered their Schools Electoral Literacy Club (ELC) in SVEEP (Systematic Voters Education and Electoral Participation) can get register, to register CLICK HERE

Special Summary Revision 2021 

The Chief Election Commission, Karnataka has released notification for Special Summary Revision 2021 for Voter Electoral Registration and Objections from 18th November 2020 to 17th December 2020, Opportunity for the New Voters who attained age of 18 years by 01.01.2021 to get registered in Voter list and also for existing voters to file objections and get corrections, For complete details CLICK HERE,

The draft electoral roll 2020 been published, where voters can check the voters list, to check CLICK HERE, A Special Drives been conducted on 4 Sundays (22nd Nov, 29th Nov, 6th Dec, 13th Dec) from 10am to 5Pm to visit BLO Centres (Anganwadi) and submit forms for New Registration or Correction if any,

The Chief Election commission has given option to Register or make corrections online too by visiting National Voter Service Portal ( or Download Voters Helpline app form Google Play Store, for registration or correction online CLICK HERE,

Register in NVSP

  • Step 1 : Visit Website, to visit CLICK HERE
  • Step 2: Enter your Mobile number, Type Captcha
  • Step 3: CLICK Send OTP
  • Step 4 : Enter the OTP received to your number, click Submit
  • Step 5 : Select I have Epic, Enter your EPIC Card number
  • Step 6: Enter your Mail Id
  • Step 7: Set password and Confirm same
  • Step 8: CLICK on Register


  • Step 1 : Visit Website, to visit CLICK HERE
  • Step 2: Enter your Mobile Number, Password, Captcha
  • Step 3 : CLICK on Login

FORMS to Fill

New Voters Form 6
Overseas New Voter Form 6A
Objection for Inclusion Form 7
Corrections  Form 8
Transposition Form 8A
Activities under ELC’s for School, college Students to be conducted for the year 2020 – 21 

The Chief Election Commissioner of Karnataka has released the Circular to conduct activities for National Voters Day through Electoral Literacy Club (ELCs) for all the High School, college Students of Karnataka for the year 2020 – 21, For complete details CLICK HERE

Voter Guide

Election Commission of Karnataka has released the Voter Guide to conduct Elections during time of COVID 19 Pandemic under SVEEP Programme

Electoral Literacy Club

An Electoral Literacy Club (ELC) is a platform to engage school students through interesting activities and hands on experience to create awareness among them on their electoral rights and get them familiarise with the electoral process of registration and voting.

Electoral Literacy Club (ELC) are created in Schools, colleges and rural communities. 

At Electoral Literacy Clubs the Activities and Games are designed to stimulate and motivate students provoking them to think and ask questions regarding the Electoral Process in the Country,

Through ELC, Election Commission of India, aims at strengthening the culture of electoral participation among the young and future voters.


  • Schools : Students from Class 9 to 12 who fall in the age group of 14 to 17 years
  • Colleges : Students in the age group of 18 to 21 years
  • Rural Communities (Chunav Pathshala) :  All members of the village

Electoral Literacy club members will be part of interesting and thought provoking, mostly classroom based activities and games, it contains around 25 such activities and 6 games which have been carefully designed to impart specific learning which will help them become an ‘Empowered (Prospective) Voter’ in future

The School/College can approach the following to enroll the Electoral Literacy Club

  1. District Collector who is also the District Election Officer (DEO)
  2. Electoral Registration Officer(ERO)


Chunav Patshala CLICK HERE
Class 9 Resource guide CLICK HERE
Class 10 Resource guide CLICK HERE
Class 11 Resource guide CLICK HERE
Class 12 Resource guide CLICK HERE
Resource Guide for College CLICK HERE
Introduction to ELC CLICK HERE
Introduction to Chunav Patshala CLICK HERE
VAF Resource Guide CLICK HERE
Voter Guide 2020 CLICK HERE
Voter Awareness guide CLICK HERE


To Register in SVEEP (Systematic Voters Education and Electoral Participation) CLICK HERE


Online Enroll CLICK HERE
Final Electoral Rolls 2020 CLICK HERE
Know Polling Station CLICK HERE
Voter Helpline CLICK HERE
Ceo Karnataka  CLICK HERE
Electoral Search CLICK HERE
Ceo Karnataka youtube CLICK HERE
Karnataka State Election Commission CLICK HERE


Form 6 – Application for inclusion of name in electoral roll.


Form 6A – Application for Inclusion of Name in Electoral Roll by an Overseas Elector (NRI).


Form 7 – Application for objection to inclusion of name in electoral roll.


Form 8 – Application for correction of particulars entered in electoral roll.


Form 8A – Application for transposition of entry in electoral roll (Transposition within Assembly).

  • Form to be submitted for obtaining Electoral Photo ID Card(EPIC) CLICK HERE
  • Form for submission of photograph for EPIC – CLICK HERE


Every year 25th January the foundation day of the Election Commission of India (ECI) which came into existence in 1950 is being celebrated since 2011 as National Voters Day to encourage young voters to take part in the electoral process.

It’s  the day to celebrate the right to vote and also the democracy of India. Election Commission’s main objective is to increase the enrolment of voters, especially the eligible ones who are the Future voters of India

Every year the event is organised by the Election Commission of India and It is celebrated in the presence of the Honourable President of India as the chief guest, the Celebration starts with the welcome speech, several cultural events like folk dance, plays, music, drawing competition on different themes, etc. are organised.

The day is celebrated to signify the County is Democratic and Every citizen has basic rights to vote. He or she has right to select his leader to whomever they think is capable of leading the nation, solve the problems of common people, bring about change etc by choosing the leader of their choice


Theme 2020 “Electoral Literacy for Stronger Democracy”

Theme 2019: “No Voter to be left behind”

Theme 2018: “Assessable Elections”

Theme 2017: “Empowering Young and Future Voters”

Theme 2016: “Inclusive and qualitative participation”

Theme 2015: “Easy Registration, Easy Correction”